Jumbangla Desk: Banks that are victims of looting are in severe liquidity crisis. Dozens of banks are not able to cope with the pressure of withdrawing money from customers when the information of bank robbery started to be published. They have to borrow from different sources. But a different picture also prevails.

Due to the pressure of deposits, there is no place to keep money in some banks. Many branches of these banks are depositing extra money to the central bank. Because, the limit of keeping money in the vault has been fixed.

Those concerned say that a certain limit of vaults is fixed in each bank branch.

If the amount is more than the limit, it has to be deposited in the Central Bank or Sonali Bank's chest branch. After the fall of the government, the banks were regularly taking money from the central bank for a few days. Borrowed from other banks to meet daily needs. However, in the last two weeks, the banks have taken more money than they have deposited.

On October 1, eight thousand 333 crores of rupees were deposited in the central bank's vault. Last September 30, it was 6 thousand 693 crores. From September 19 to October 1, 85 thousand 468 crores have been deposited in the vault of Bangladesh Bank. The banks are depositing this money in trucks every day to the central bank. However, some banks in crisis have borrowed 83 thousand 451 crore rupees.

According to the information of Bangladesh Bank, the amount of notes in circulation has decreased to 310,000 crores on October 3. Last August 15, it was three lakh 22 thousand 61 crores. Due to the movement of students, the pressure to withdraw money increased in the banks. So the amount of money in people's hands increased at that time. It has started coming back to the banking channel again. Generally, the amount of notes in circulation or common money in people's hands is 2 lakh 80 to 90 thousand crores. A senior official of the central bank said that if trust in the bank gradually increases, more money will be returned.

Officials of Bangladesh Bank said that 16,000 to 20,000 crore rupees are deposited in the vaults of 11,000 bank branches across the country to meet the daily needs of notes in circulation. The rest of the money in circulation is in citizens' pockets, cupboards, chests or businesses.

It is known that many people kept the money earned in various ways including corruption at home. However, after the change of government, most of them are absconding. Some of them are currently in danger by keeping money at home. As a result, they are depositing money in good banks in various ways as they do not feel safe.

Since the fall of the government, people have not been able to withdraw large amounts of cash. This is because the cash withdrawal limit has been fixed at a maximum of Rs 1 lakh in the first week of the fall of the government, Rs 2 lakh in the second week and Rs 3 lakh in the third week. Now, however, that limit has been lifted. Despite that, many are unable to withdraw large deposits from distressed banks. Especially First Security Islami, Social Islami, Global Islami, Bangladesh Commerce and Union Bank are waiting to encash huge amount of pay orders.